Real Estate Calculators
What is my total return and ROI on this investment property?
ROI, return on investment, is the big-picture number: all the money you get back over your holding period, expressed against the cash you put in. This calculator combines annual cash flow and appreciation into a total return and a clean ROI percentage, so you can compare one Lehigh Valley deal against the next.
Your investment inputs
Rent minus operating expenses and mortgage, per year. Use the APOD or P&L calculator to get this.
How to read ROI here: cash-on-cash is your annual cash flow divided by cash invested, the number cash-flow investors watch first. Total ROI adds the appreciation you captured over the full holding period. A healthy Lehigh Valley rental often shows a 5 to 9 percent cash-on-cash with appreciation on top, though results vary by deal and financing.
This is an unlevered-style estimate for planning. It does not include sale costs or taxes, and it ignores the time value of money; for that, run the IRR calculator.
Run the numbers with Tim, then talk them through
Estimates are a great starting point. A 20-minute conversation with Tim Tepes turns them into a plan you can act on, with real listings, real comparables, and honest advice.
Estimates are for education and planning only, not a loan approval, appraisal, or tax advice. Actual costs, rates, and values vary by property and lender.
Dig deeper with Tim's Lehigh Valley guides
NOI Calculator
Net operating income and cap rate, the foundation under every return number.
APOD, Annual Property Operating Data
The full one-page income statement investors run on a rental.
Investment Properties Guide
Cap rates, cash-on-cash, IRR, and 1031 math explained for Lehigh Valley investors.
Investor Consultation
Tim reviews real deals with investors across apartment buildings, warehouses, self storage, and more.